We now come to the two most popular posts in the past 10 years on this blog. This one (#2) was posted just last year , but already it has been viewed over 15,000 times. The truth is this: Knowing God will change your finances.
In a nutshell: He doesn’t help us with our finances, if by “help”, you mean that God will swoop down and rescue you from financial disaster. God wants to be our partner in everything in life, and that would not be a partnership at all.
However, God does give huge support in our financial endeavors. In the lifestyle we call “following God”, we recognize that everything we do in this world can be a partnership with God. With regards to money, I can see at least eight ways God can give us long-term support with our finances:
1. Wisdom: There are thousands of traps out there ready to waste our money, steal our money and cause us to lose our money through negligence. Twice in the past five years, people have come to me with incredible investment opportunities. Both times, the risk seemed low and the rewards considerable. Both times, God sent people to me who gave me advice on why I should not go with either investment. Each of these investments went through bizarre disasters, and I would have lost most of what I owned if I had gone with either of them.
2. Defeating the Waste of Self-Absorption: We often think that we don’t have enough money. That is sometimes true (especially of those who live in third-world poverty). For the most part, we have enough money, we just have too many wants. God helps us with our money by showing us how much we are spending on ourselves: Our comforts, our habits, our pleasure and our fears. We are self-absorbed and this costs us a lot of money. Think of the person who spends $100,000 on a sports car and then wonders why God didn’t answer his prayer for more financial success.
3. Rebuking the Devourer: In Malachi 3 God promises if the people of God will begin living on 90% of their income instead of 100% (tithing), he will “rebuke the devourer”. The Devourer is everything in our world that will destroy our possessions. Traffic accidents, household appliances exploding, unexpected medical bills; these are all examples of the Devourer at work. When we tithe we are recognizing a partnership with God. The person who stops living a self-absorbed life, who tithes in recognition of God’s partnership will find that things just don’t break down as often. The pastor of my church growing up lived on very little and gave much of his financial wealth away. He kept a car running until 250,000 miles. When he got a new car after almost 20 years, his old car died about a month later. The mechanic opened up the engine and found there were almost no piston rings left. It should not have run at all. But God kept it going…he rebuked the Car Devourer.
4. Simplifying our Needs: When you follow Christ, your priorities change. One thing many followers of God find is that they don’t want expensive things or too many things to complicate their lives. A simple follower of God is usually quite content to live simply. This will definitely change a person’s financial standing. John Wesley used to teach that a follower of God needed to work as hard as they can, live as simply as they can to give as much as they can to God’s Work.
5. Work Ethic: Those who follow God with a full dedication often work harder than the average person. For centuries, this has been called the “Protestant Work Ethic”. Hard work almost always impresses those for whom we work and it almost always produces higher returns on our money. Hard working salespeople make more sales. Harder working students get better jobs. The work ethic that comes from the Spirit of God will give a person more ability to produce money…and this will dramatically impact a person’s finances.
6. Sin is Expensive; Righteousness spends Differently: Which person will spend more money: The one who spends a week in Las Vegas, or the person who goes to Yellowstone Park? I am not saying everyone in Yellowstone is righteous, but is hard for me to believe that those who deliberately choose Vegas as a vacation spot are doing it in order to enjoy the Godly life. Let’s face it: Sin can be very costly. Look at addicts, adulterers, thieves, alcoholics, liars, swindlers and the like. Though they may all have moments where they make a lot of money fast, they usually lose it even faster. Most people who live Godly lives never waste their money on vices.
7. We Become God’s Channel: When we seek to use our money for God, he sees that we are good stewards of our money. God loves to use good stewards to get some major things done. If you continue to allow your life to be a channel of God’s work, expect he will give you enough money to get that work done. You will never out-give God.
8. Long-term View Always Pays Off: In the world of investing, it is said that those who invest with an eye to the long-term always do much better than those who invest in the short-term. Long term vision often keeps us from spending foolishly. No one has longer vision than God. The person who plants a tree often will not see that tree grow to its full height. But living in Sacramento, a city of Trees as it is known, I can thank God for the vision of people who planted so many of the downtown trees a century ago. The same is true of finances. The longer a vision you have for finances, the better you will handle it. For instance, if you waste five dollars now (money that could have been invested) it is like wasting $25 over the next 40 years. Keep the long view and understand that God may want us to be frugal to bless future generations and not just the here and now.